Baccarat Game Guide｜Rules, Payouts & Beginner Tutorial

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    What Is Baccarat?

    Baccarat is one of the most popular live casino games worldwide.
    Players only need to choose between three main betting options:

    • Player

    • Banker

    • Tie

    The system will automatically draw cards based on fixed rules, making Baccarat fast and beginner-friendly.

    Baccarat Rules

    1. Card Values

    CardValue
    A1
    2–9Face value
    10 / J / Q / K0
    Final ScoreOnly the last digit is counted (e.g., 15 → 5)

    2. Game Flow

    1. Choose your bet: Player, Banker, or Tie

    2. Player and Banker each receive two cards

    3. The system draws a third card automatically if needed

    4. The hand closest to 9 wins

    3. Third Card Rule (Automatically Applied)

    ● Player Rule

    • 0–5 → Draw

    • 6–7 → Stand

    • 8–9 → Natural win

    ● Banker Rule (Simplified Table)

    Banker TotalAction
    0–2Always draws
    3Draws unless Player’s third card is 8
    4Draws if Player’s third card is 2–7
    5Draws if Player’s third card is 4–7
    6Draws if Player’s third card is 6–7
    7Stand
    8–9Natural win

    Baccarat Payouts

    Main Bets

    BetPayoutDescription
    Player1 : 1Win double
    Banker1 : 0.955% commission
    Tie1 : 8 / 9Both sides tie

    Side Bets

    BetPayout
    Player Pair1 : 11
    Banker Pair1 : 11
    Perfect Pair1 : 25 / 200
    Big1 : 0.54
    Small1 : 1.5

    Summary of How to Win

    • The hand closest to 9 wins

    • Scores above 9 drop the first digit

    • All card-drawing rules are automatic

    • Banker has a slightly higher win rate due to rules advantage

    Quick Beginner Guide

    Learn Baccarat in 3 Steps

    • Learn the card values

    • Bet on Player / Banker / Tie

    • Let the system draw cards → Compare → Win